Although more than half of all Americans have a some form of dental insurance, many procedures such as porcelain veneers, bonding and porcelain crowns are typically not covered. When it comes to cosmetic dentistry, Spring Hill residents more often than not have to pay for these procedures out of pocket. The only time cosmetic dentistry insurance coverage applies is when the dental procedure restores tooth structure or improves a patient’s oral health. Then major cosmetic dental work is usually covered at 50 percent.
What is considered To Be Cosmetic Dentistry?
Procedures that the ADA considers to be potentially cosmetic include braces, porcelain crowns, veneers, bridges and bonding. Legally though, each procedure can be performed by a general dentist, but they also overlap into the specialties of orthodontics and prosthodontics. With a typical dental insurance policy, including an annual cap of only $1,000 to $2,000, the consumer must cover any remaining costs. This is one of the reason many people go without Cosmetic Dentistry. Spring Hill residents find it too expensive to get a smile that they want and are proud of.
Is There Anyway to Save Money on These Procedures?
Although cosmetic dentistry is expensive and most insurance companies will not cover a procedure, there are more economically feasible options for achieving the smile you desire. For example, instead of choosing to go with the more expensive porcelain veneers, patients can opt out and go for cheaper ceramic alternatives. They work just as great as their expensive counterparts, just they do not last as long. If someone is looking into cosmetic dentistry, Spring Hill residents should ask their doctor about any payment plans. Most dentist understand that pricing is an issue, and are more than happy to help you get a smile you deserve.
*Disclaimer: The views expressed here are those of the authors and do not necessarily represent or reflect the views of Anchor Dental Care*